:root{--ink:#112036;--muted:#526071;--line:#dce3ea;--paper:#f7fafc;--brand:#0f766e;--brand-dark:#115e59}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--ink);font:16px/1.65 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
a{color:var(--brand)}
a:focus-visible{outline:3px solid #f59e0b;outline-offset:3px}
.wrap{width:min(100% - 36px,980px);margin-inline:auto}
.top{background:#102139;color:#fff}
.top .wrap{min-height:62px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.top a{color:#fff;text-decoration:none;font-weight:700}
.top nav{display:flex;gap:18px;font-size:.9rem}
.hero{padding:58px 0 52px;background:linear-gradient(145deg,#e8f6f1,#f7fafc 65%)}
.eyebrow{margin:0 0 12px;color:var(--brand-dark);font-size:.8rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase}
h1{font-size:clamp(2rem,5vw,3.6rem);line-height:1.1;letter-spacing:-.035em;max-width:800px;margin:0 0 20px}
.lead{font-size:clamp(1.08rem,2vw,1.3rem);max-width:720px;color:#334155;margin:0 0 26px}
.actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.button{display:inline-block;background:var(--brand);color:#fff;text-decoration:none;font-weight:800;padding:13px 20px;min-height:50px;border-radius:8px;text-align:center}
.button:hover{background:var(--brand-dark)}
.button.secondary{background:#fff;color:var(--brand-dark);border:1px solid var(--brand)}
.note{font-size:.86rem;color:var(--muted);margin:14px 0 0}
main section{padding:48px 0;border-bottom:1px solid var(--line)}
h2{font-size:clamp(1.5rem,3vw,2rem);line-height:1.2;margin:0 0 17px;letter-spacing:-.02em}
h3{font-size:1.08rem;line-height:1.3;margin:0 0 8px}
p{margin:0 0 14px}
ul,ol{padding-left:22px;margin:12px 0}
li{margin:0 0 10px}
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:22px}
.card{border:1px solid var(--line);background:var(--paper);padding:22px;border-radius:12px}
.card p:last-child{margin-bottom:0}
.callout{border-left:4px solid var(--brand);padding:16px 20px;background:#edf8f5;margin:22px 0}
.cta-band{background:#102139;color:#fff;padding:42px 0}
.cta-band p{color:#dce8ee;max-width:650px}
.cta-band .button{background:#3ac9aa;color:#102139}
.footer{padding:30px 0;font-size:.85rem;color:var(--muted)}
.footer .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
.footer a{margin-left:14px}
@media(max-width:680px){.top .wrap{align-items:flex-start;flex-direction:column;padding-block:14px}.top nav{flex-wrap:wrap;gap:8px 16px}.hero{padding:38px 0}.cards{grid-template-columns:1fr}.actions .button{width:100%}main section{padding:36px 0}}